Do not let this unprofessional company intimidate you with their harassing phone calls. You can file a complaint against Veros Credit with the Federal Trade Commission and the department of Consumer Affairs.
Nobody should be treated the way Veros Credit treats their customers. This company needs to understand that there are consequences for their unfair actions.
Here are some helpful links for all you pissed off customers.
Federal Trade Commission:
California Department of Consumer Affairs:
Speak up, write a letter, report this company that should not be in business, in the name of Justice.